Commercial Real Estate Lending

Capital, placed
with intention.

Byrd & CO structures commercial and residential debt for owners, operators and developers — multifamily, hotels, office, condo, and 1–4 units. Purchases, refinances, cash-outs, and new construction.

20+ years combined
8 property verticals
Same-day callbacks
City skyline
Currently Placing
Debt from $250K to $50M+
// Programs

Four ways to move.

Whether you're acquiring, unlocking equity, refinancing to term, or breaking ground — we place the debt that fits.

Get Terms
01

Purchase Financing

Acquire commercial and residential income properties with speed and certainty.

Competitive terms structured around your business plan — bridge, permanent, or agency debt.

02

Refinance

Lower rate, extend term, restructure — with a lender who reads the deal, not the form.

Rate-and-term refi options for stabilized assets across every property type we lend on.

03

Cash-Out

Unlock equity to reinvest, renovate, or expand.

Cash-out programs sized to your DSCR and asset value — with a straight-talk broker in your corner.

04

New Construction

Ground-up and value-add construction lending for developers who ship.

Draw schedules, contingency planning, and takeout debt lined up before you break ground.

// Property Types

We lend across the map.

Eight property verticals, one relationship. Portfolio and leasehold structures welcome.

Multifamily
5+ units, market-rate & workforce
Hotels
Flagged and independent, incl. SBA
Office
Class A/B, medical, flex
Condo Projects
Ground-up and conversions
Single-Family Residences
SFR investors and portfolios
Condo Units
Incl. leaseholds
1–4 Unit Properties
DSCR + agency programs
Portfolio Loans
Blanket across 5–100+ units
// Process

From call to close, orchestrated.

Every deal has moments where it can stall. Our job is to see them coming and route around them.

Start a Deal
  1. 01

    Talk

    A 15-minute call to understand the deal — sponsor, asset, and outcome.

  2. 02

    Terms

    Written term sheet within days. No mystery, no bait-and-switch.

  3. 03

    Docs

    Upload to your private portal. We tell you exactly what's outstanding.

  4. 04

    Close

    Underwriting, appraisal, and closing — orchestrated so nothing stalls.

// Team

The people behind the placements.

Wayne Byrd
Wayne Byrd
Principal

Two decades structuring commercial real estate debt across multifamily, hospitality and mixed-use.

Caleb Byrd
Caleb Byrd
Principal

Focuses on portfolio, construction and value-add loans for owner-operators and developers.

// Reviews

What clients say.

A few operators who chose Byrd & CO for their last closing.

“Byrd & CO closed our 42-unit refi in 21 days. Every question got a same-day answer, and the terms beat the two other quotes we ran.”
Marcus Reyes
Marcus Reyes
Multifamily Investor · Houston, TX
“Wayne walked us through the SBA path when two other lenders had passed. The construction draws were seamless.”
Priya Anand
Priya Anand
Hotel Operator · Sugar Land
“The document portal alone saved us a week. Everyone on our side knew exactly what was outstanding.”
David Whitfield
David Whitfield
Condo Developer · Galveston
“Caleb structured a portfolio loan across 11 rentals that let us pull real cash out. Fast, direct, and above board.”
Jasmine Cole
Jasmine Cole
SFR Portfolio Owner · The Woodlands
// Request a Quote

Tell us about the deal.

Fastest path is a five-minute conversation. We'll follow up personally.

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